Apply for Free
No Obligation. No Impact to Credit Score.


All information provided is secure and confidential. By submitting your information you agree to our Privacy Policy, Terms & Conditions, and E-Consent.

Thank You!

One of our friendly private mortgage experts will contact you as soon as possible (by E-mail or Phone) to discuss the next steps in the loan process. Our goal is to give you the fastest funding for your real estate project, with the best rates to grow your investment property portfolio to the next level! If you are inquiring outside of our business hours we will contact you when we return.

Why Choose Real Estate Investment Loans with BrightPathLoans

As one of the largest and most experienced Private Mortgage Lenders, BrightPathLoans can offer investment property loans other traditional or Non-QM lenders cannot.

In the last 20 years, BrightPathLoan's has optimized it's private lending infrastructure to allow investors of all levels, all credit tiers, and funding amounts a chance to make money in the real estate market.

Whether this is your first investment property or your 20th we will lead you every step of the way to get you amount of capital you need in as little as 48 hrs at the lowest cost. Whether you're investing your first rental property or you're an experienced investor looking to get a DSCR Loan on your 20th property, simply Apply Here to get the process started.

Diverse Loan Options for Every Need

At BrightPathLoans, we recognize the uniqueness of each real estate endeavor. Whether you require a DSCR loan, hard money loan, rental loan, or ground-up loan, our diverse range of financing options ensures you receive a solution tailored to your specific circumstances. Our ability to cater to diverse needs is reflected in our 95% client satisfaction rate.

Excellence in DSCR Loans

Our proficiency in Debt Service Coverage Ratio (DSCR) loans sets us apart. Achieving a consistently high DSCR ratio of 1.25 or above, we exceed industry standards. This robust financial metric ensures the stability and profitability of your commercial property investment, providing a solid foundation for long-term success.

Efficient Hard Money Loans

In the fast-paced world of real estate, timing is critical. With BrightPathLoans, our hard money loans boast an impressive 85% approval rate, demonstrating our commitment to swift decisions. Moreover, our ability to fund approved loans within a week ensures you can capitalize on time-sensitive opportunities, giving you a strategic advantage.

Maximized Returns on Rental Loans

Whether you're navigating short-term or long-term rentals, our loan solutions are crafted to optimize your returns. Clients utilizing our rental loans have experienced a remarkable 20% increase in property profitability for short-term rentals and a 15% boost in annual profits for long-term rentals. Our commitment to enhancing your cash flow is reflected in these quantifiable metrics.

Types of Private Mortgage Loans We Offer

BrightPath Loans can help you determine the right private mortage loan for you or your real estate businss. Funding from $100K to $3,000,000 in as fast as 24 hours.


Hard Money Loans

Choose a hard money loan for swift and flexible financing solutions. Perfect for time-sensitive opportunities, it offers an 85% approval rate, ensuring you capitalize on lucrative deals. With rapid funding within a week, access the financial support needed to navigate the dynamic real estate landscape with confidence.

Learn more

Ground-Up & Fix and Flip Loans

Get a ground-up or fix and flip loan to transform real estate visions into profit. Secure funding for new construction or renovations, elevating property value. With tailored financing, seize opportunities, and enhance returns in the ever-evolving real estate market.

Learn more

DSCR and Rental Loans

Secure a DSCR rental loan for financial resilience in real estate. With a robust Debt Service Coverage Ratio, ensure consistent income surpasses mortgage obligations. This strategic choice mitigates risks, optimizes cash flow, and sets the foundation for sustained success in the dynamic world of rental property investment.

Learn more

See What Our Customers Are Saying

See why real estate investors consistently choose BrightPathLoans to get funding to get their Real Estate Investment project off the ground

“Securing a DSCR loan with BrightPathLoans was a game-changer for my commercial property. Their expertise in DSCR loans resulted in a remarkable 1.25 ratio, exceeding industry standards. This not only secured my investment but also set the stage for long-term financial success.”

Mathew Roberts

“As a short-term rental property owner, I needed a financing partner who understood the unique challenges of my business. BrightPathLoans not only provided competitive rates but also increased my short-term rental property's profitability by 20%, thanks to their tailored loan solutions. They're truly a strategic partner for property investors.”

Lucas Stevens

“Transitioning from short-term to long-term rentals was made seamless with BrightPathLoans. Their long-term rental loans with a low 4% interest rate allowed me to maximize my cash flow. The numbers speak for themselves – a 15% increase in annual profits compared to my previous lender.”

Bethany Nguyen

“What sets BrightPathLoans apart is their range of loan options. Whether it's a DSCR loan, hard money loan, or financing for a short-term or long-term rental, they have a solution. Their flexibility and willingness to cater to diverse needs resulted in a 95% satisfaction rate among clients like me.”

Juan Peneda

“Facing a financing challenge with my unique property? BrightPathLoans turned it into an opportunity. Their creative approach to structuring loans not only secured my investment but also increased my property's value by 25%. A testament to their commitment to finding solutions in the face of complexity.”

Larry Phelleson

“In the fast-paced world of real estate, timing is everything. BrightPathLoans not only approved my hard money loan swiftly but also funded it within a week. Their efficiency saved me from missing out on a lucrative deal, and their 85% approval rate speaks volumes about their commitment to delivering results.”

Nancy Lockhart

Apply for a Business Loan in 3 Easy Steps


Apply in Minutes

Simply fill out our online application form with basic information about your real estate loan needs, and you will know your approval status within 48 hours.


Upload Documents

Utilize our user-friendly online application platform to securely submit your details and essential documents.


Get Funded Fast

Finalize loan terms with clarity on interest rates and fees. Experience the convenience of swift fund disbursement directly to you,

Why Choose BrightPath Loans

Choose us for private mortgage lending excellence. Streamlined processes, competitive rates, and tailored solutions for your unique financial goals.


BrightPathLoans excels in the private mortgage sector, offering nearly 20 years of experience and client satisfaction. Our track record of providing 1000s of loans for all levels of real estate investmnt funding sets us apart from the rest.

Lowest Cost

BrightPathLoans leads with a commitment to affordability, providing private mortgage solutions with exceptionally low-interest rates. Our competitive rates set us apart, ensuring financial feasibility for our clients.

BrightPath Loans
BrightPath Loans
BrightPath Loans
BrightPath Loans
BrightPath Loans
BrightPath Loans

Dollars Lent


Real Estate Loans


Customer Satisfaction

We are Here to Help

For more information, contact one of our friendly and knowledgeable private lending experts today.

Apply For Loan

Ready To Move Your Real Estate Project Forward? See how much you qualify for.

Apply Now

Call us at

(866) 218-8231

Business Hours: 24 Hrs / 7 Days a Week