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One of our experienced and friendly real estate professionals will contact you as soon as possible (by E-mail or Phone) to discuss the next steps in the loan process. Our goal is to give you the fastest funding for your real estate project, with the best rates to grow your investment property portfolio to the next level! If you are inquiring outside of our business hours we will contact you when we return.

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Borrow - Loan Company Responsive Website Templates

Why Get a Hard Money Loan with BrightPathLoans

Here at BrightPathLoans, our network of top local real estate lenders have the experience and knowledge required to provide borrowers with viable hard money loans. The rates for these private loans begin at 7%. Our network of lenders are able to approve hard money loans in as little as 48 hours, which lead to a 50% quicker property acquisition rate in comparison to conventional loans. The efficiency of our network also translates to a 25% increase in ROI, showcasing the clear financial advantage that real estate investors have when leveraging hard money loans.

If you need to lock down a deal quickly, call us to start working on your hard money loan immediately.

For borrowers who might not qualify for loans from traditional lenders, our network provides real estate loans at competitive rates, based primarily on equity. We can get you the cash you need, when you need it, with terms that work for you.

Apply Here to get started on your hard money loan application.

More Lenient Terms

Hard money loans are designed to bypass the traditional underwriting process. These deals are evaluated on a case-by-case basis. You don't negotiate with a commercial bank that has strict lending policies. Instead, you make a deal with a private company or individual, which is why it may be possible to revise the duration of the loan or the repayment schedules.

No Pre-Qualification Necessary

If you're buying an investment property, the lender will approve you for as much as the property is worth. When you're borrowing against a different property you own, its value determines the loan amount. Unlike a traditional loan, you don't need to pre-qualify for a specific loan amount and then search for properties based on what you've been pre-approved for.

Take Advantage of Fix & Flip Properties

Most fix and flip properties are vacant or have an outdated structure. These factors drive their prices down and make them appealing to fix and flip investors. While they may be riskier, our team at BrightPathLoans knows that these distressed and forsaken properties normally offer bigger margins.

Some Words From Our Clients

See why businesses consistently choose BrightPathLoans to get a Hard Money Loan.

“In searching for my next hard money lender for my 4th property I found BrightPathLoans. They connected us with a top lender with terms were more aggressive than others I have used from the interest rate to term length. I was able to get $750,000 for a duplex in just a week.”

Diana Domeyer

“Getting a hard money loan using BrightPathLoans was a game-changer. We quickly found a lender with a generous loan amount of $1.5M and a competitive interest rate, I saved over $100K. Their seamless process helped me add another great property to my real estate portfolio..”

Larry Trang

"We're fully satisfied with BrightPathLoans hard money loans. Having received a combined loan amount of $3 million for three multi-family properties, and a savings of $200K in interest payments with a top lender, we will be able to pay everything off within 15 years. Their support and expertise is second to none.”

Samir Shah

“After shopping around for best rates and terms for a hard money loan, I thankfully found BrightPathLoans. Jacob was able to connect me with a top-notch lender that got me the money I needed for a penthouse in New York City. We got $3.2M from BrightPathLoans in 2 Weeks!”

Tammy Johnson

“The pandemic was difficult on our restaurant business so we decided to get a loan to invest in a $800,000 flat in the city. The profit we made from the flip was able to help with restaurant overhead and things are starting to look up.”

Sam Larkins

"We just closed on our 3rd property using a hard money loan in the amount of $2.5M using BrightPathLoans' network of excellent lenders. We appreciate the fact that their top lenders move as fast as we do to get our money as quickly as possible.”

Sarah Stevens

Apply for a Hard Money Loan in 3 Easy Steps

1

Apply in Minutes

Simply fill out our online application form with basic information about you and the desired loan amount. Our friendly representatives will get back to you right away.

2

Upload Documents

Upload a few simple document related to your financial records to your business loan specialist.

3

Get Funded

Receive your special hard money loan offer from top lenders offering the current best rates and terms. Then, get your funds deposited directly to your bank account in just a few days.

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Hard Money Loans FAQs

Our network of top local real estate lenders have the best rates and terms with the fastest turnaround time. They will describe in simple terms the various hard money loans available and get you the fastest and most flexible funding options. Their competitive rates and fees and excellent customer service are why our clients continue to choose BrightPathLoans' for their hard money lending needs.

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A hard money lender is an investor who makes loans secured by real estate, typically charging higher rates than banks but also making loans that banks would not make, funding more quickly than banks and/or requiring less documentation than banks.
Hard money lenders differ from bank lenders in that they often fund more quickly, with fewer requirements. Hard money lenders are sometimes called “asset-based lenders” because they focus mostly on the collateral for the loan, whereas banks require both strong collateral and usually excellent credit and cash flow from the borrower.
Hard money loans can have a number of advantages over traditional bank financing including: A simpler application process and quicker approval/disapproval decision; Less scrutiny of the borrower’s personal financial situation, including income and historical tax returns, compared to bank loans; Borrowers can allocate less time to seeking financing and instead concentrate on other business; Most hard money lenders do not expect perfect credit and substantial amounts of disposable income from borrowers, but instead focus on the merits of the specific deal under consideration.
Hard money lenders will lend on both commercial and residential properties, although many will not lend on owner-occupied residences due to higher thresholds of scrutiny required by law. Commercial properties can include industrial, shopping centers, and office buildings. Some, but not all, hard money lenders will also invest in raw land slated for development and even hotels.
A borrower might consider using a hard money / private money loan in situations where he or she is willing to pay a higher interest rate and/or higher up-front fees in the interest of gaining access to capital more quickly, dealing with less bureaucracy and more transparency during the application process, and finding capital to pursue an opportunity that banks will not finance, either because they are unwilling or unable to do so.
How long does a hard money loan take to close? Typically, loans close within seven business days from when the real estate investment purchase contract and rehab budget is received.

Why Choose BrightPathLoans

Same-Day Approval, Next-Day Funding

Our network of top local real estate lenders will get you your funds in the shortest time possible. We use the latest technology, while ensuring we still keep that friendly customer service. Funds deposited in as little as 24 hours following approval. Apply Now

Lowest Cost

BrightPathLoans leads with a commitment to affordability, providing real estate investment solutions with exceptionally low-interest rates. All of this would not be possible without our network of top local real estate lenders who have the best rates and terms for your real estate loan product.

Simplified Process

Our end-to-end lending process, from application to approval, utilizing our network of top local real estate lenders ensures a smooth and stress-free experience. Trust BrightPathLoans for straightforward and hassle-free real estate investment solutions tailored to your needs.

Experience

BrightPathLoans excels in the private mortgage sector, offering over a decade of experience and client satisfaction. Our track record of providing 1000s of loans for all levels of real estate investment funding sets us apart from the rest.

Get Your Hard Money Loan Today

Our Hard Money Loans are specifically designed for investors who need rapid funding in order to secure a property. BrightPathLoans' network of top local real estate lenders can fund the fastest, with the best rates and terms. Don't waste precious time.

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We are Here to Help

For more information, contact one of our friendly and experienced real estate professionals today.

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Ready To Move Your Real Estate Project Forward? See how much you qualify for.

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