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One of our experienced and friendly real estate professionals will contact you as soon as possible (by E-mail or Phone) to discuss the next steps in the loan process. Our goal is to give you the fastest funding for your real estate project, with the best rates to grow your investment property portfolio to the next level! If you are inquiring outside of our business hours we will contact you when we return.

Why Get a Long Term Rental Loan using BrightPathLoans

If you're ready to hold on to the property and make it a rental that provides you with passive income, the long-term rental loan is right for you. Buy-and-hold real estate offers the opportunity for you to earn a consistent stream of rental income every month. Your income will continue to increase with each passing year since single-family rent prices go up by an average of 11%-16% annually. In this scenario, you could have a yearly increase in cash flow of 15%.

If you hire a property manager, buying rental properties requires almost no work and very little experience on your part. Since long-term investments don't take up much time, you'll be able to start buying rental properties even if you're new to real estate investing.

Secure your future wealth with the help of BrightPathLoans' network of top local real estate lenders and award winning customer service. You'll be able to enjoy high LTV ratios of up to 80%, low APRs, and swift approval. Our private lending marketplace's competitive rates and personalized solutions make us the smart choice for maximizing ROI.

Apply today for BrightPathLoans' long-term rental loans.

Positive Cash Flow

For long term rental investors, the goal of positive cash flow is very achievable. As long as a tenant can be secured for a long-term lease and all expenses are paid off properly, you can attain positive cash flow.

Consistent Rental Income

When you invest in short-term rentals, your income isn't as reliable as you might like. Many factors come into play, including seasons, location, and tourist attractions. Even though some of these factors influence long-term properties as well, they're able to generate more consistent rental income.

Tax Benefits

Most people hate dealing with their tax forms. Not if you’re investing in a long-term rental. Investing in a long-term rental means being able to deduct expenses off your tax forms. These types of benefits motivate people to get involved in real estate.

Some Words From Our Clients

See why both small and large investors consistently choose BrightPathLoans to get a Long Term Rental Loan with our network of top local real estate lenders and award winning customer service.

“After our child was born, my wife and I wanted to secure a house for our daughter when she got older. BrightPathLoans was able to connect us with a top lender and get us a $1M loan for us that we could slowly pay off with long term rental tenants.”

Pamala Douglas

“With my spouse and I both being physicians, our tax rate was extremely high. We needed a way to reduce our taxable income and we were able to do this by buying a duplex in Austin where our parents live.”

David Azrieken

"After being laid off multiple time in the tech sector I needed a way to take control of my monthly income. We bought a fixer upper by getting a $500K loan through BrightPathLoans and refinanced to get some positive cash-flow.”

Carl Lee

“A friend of ours had multiple long term rentals in order to secure a comfortable retirement. They encouraged us to do the same and we got a $750K property that we rented out which also covered the entire mortgage.”

Steve Vasquez

“This is our second long term rental loan using BrightPathLoans' private mortgage lending network. We've had a great experience both times with their superior lending marketplace in quickly getting us the capital without any fuss.”

Esther Sampson

"I didn't want to rely on my 9-5 job for monthly income forever so I decided I wanted to play landlord on the side. Many banks rejected me but BrightPathLoans found us a top private money lender that got me the $700K I needed within 48 hours.”

Marcus Linford

Apply for a Long Term Rental Loan in 3 Easy Steps

1

Apply in Minutes

Simply fill out our online application form with basic information about the property such as purchase, location, and type of dwelling. Our friendly representatives will get back to you right away.

2

Upload Documents

Upload a few simple document related to your financial records to your business loan specialist.

3

Get Funded

Receive your special long term rental loan offer from current top US lenders offering the best rates and terms. Then, get your funds deposited directly to your bank account in just a few days.

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Long Term Rental FAQs

Buying real estate for long term rental income is a great investment strategy, and here at BrightPathLoans, we want to help you make the best investment choices. Our marketplace offers long term financing options for real estate investors. If you are looking to hold properties for long term rental income, BrightPathLoans' network of top local real estate lenders.will give you your desired loan amount at the lowest interest rates all hassle-free.

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This depends on the type of investment property. For SFR rental properties, it depends on your circumstances. If you have strong personal income, good credit, substantial cash reserves, only plan to own one or two rentals, an agency loan might be the right path for you. If you are self-employed and/or looking to grow a portfolio of rental properties, then an alternative lender, such as Visio, might be your best choice.
Typically bank loans are the most difficult to obtain followed by agency loans. You should find alternative lenders, such as BrightPathLoans, the easiest to deal with on your rental loans.
Alternative lending marketplaces such as BrightPathLoans, offer rental loan programs specifically designed to help SFR investors grow their rental portfolios. Since alternative lenders are not confined to the rules set by bank regulators, they offer a lot more flexibility and appealing terms, such as 30-year terms.
Most investors have a credit score of 680 or greater. You will find alternative lenders that will consider financing investors with FICO scores of 600 or greater.
BrightPathLoans' marketplace of top lenders have low documentation requirements: we do not require tax returns or employment verification. Our goal is to make it easy for everyone to secure their financial future with a long term rental loan.
BrightPathLoans lenders do not have to use a personal debt-to-income calculation -- we can use market rents when estimating the property level cash flow.

Why Choose BrightPathLoans

Same-Day Approval, Next-Day Funding

Our network of top local real estate lenders will get your funds in the shortest possible time. We use the latest technology, while ensuring we still keep that friendly customer service. Funds deposited in as little as 24 hours following approval. Apply Now

Lowest Cost

BrightPathLoans leads with a commitment to affordability, providing real estate investment solutions with exceptionally low-interest rates. All of this would not be possible without the help of our network of top local real estate lenders to find you the best rates and terms for your real estate loan product.

Simplified Process

Our end-to-end lending process, from application to approval, utilizing our network of top local real estate lenders ensures a smooth and stress-free experience. Trust BrightPathLoans for straightforward and hassle-free real estate investment solutions tailored to your needs.

Experience

BrightPathLoans excels in the private mortgage sector, offering over a decade of experience and client satisfaction. Our track record of providing 1000s of loans for all levels of real estate investment funding sets us apart from the rest.

Get Your Investment Property Loan Today

BrightPathLoans can you give you the best buy-and-hold investment loans in the country with our network of top local real estate lenders and award winning customer support. We can often get you same-day approval and funding within a week so that you can act quickly.

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We are Here to Help

For more information, contact one of our friendly and experienced real estate professionals today.

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Ready To Move Your Real Estate Project Forward? See how much you qualify for.

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