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One of our experienced and friendly real estate professionals will contact you as soon as possible (by E-mail or Phone) to discuss the next steps in the loan process. Our goal is to give you the fastest funding for your real estate project, with the best rates to grow your investment property portfolio to the next level! If you are inquiring outside of our business hours we will contact you when we return.

Why Get a Vacation Rental/AirBnB Loan with BrightPathLoans

BrightPathLoans can get you started in the Airbnb market, which should provide you with a lucrative venture for years to come. The number of short-term rentals (STR) has increased by 105% in the last three years. BrightPathLoans' network of top local real estate lenders can help you make $7,000/month in profit on just one property.

For our Short-Term Rental Loans (STR Loans), our top US lenders combine the traditional 30-year fixed-rate residential mortgage product with flexible and hassle-free underwriting, delivering quick and efficient 30-day closes and non-intrusive documentation requirements (no tax returns, no income verification).

Here at BrightPathLoans, our network of top local real estate lenders and award winning customer support makes the short term rental loan approval process easy. You won't need to jump through tons of hoops to secure your loan. We make the process simple, streamlined, and painless. We also require no personal income verification, no investor experience, and no lease agreements.

Apply today to obtain a short-term rental loan.

High Demand and Marketing Potential:

Vacation rental listing sites have become increasingly popular in recent years. These sites make it easy to market your property to potential vacationers. There's also a growing demand for vacation rentals.

High Appreciation Potential:

Higher-priced properties in desirable locations tend to appreciate more than your run-of-the-mill long-term rental property. A higher property value gives you more equity.

Personal Use:

You can also use these properties for personal use. A short-term rental owner can stay in the property for a limited number of days every year without losing their tax benefits.

Some Words From Our Clients

See why both small and large investors consistently choose BrightPathLoans to get a Short Term Vacation Rental Loan with our network of top local real estate lenders and award winning customer support.

“My family has always loved to use Airbnb whenver traveling due to the home feel we get while away. However we didn't realize we could make as much as we are right now until our friend told us. BrightPathLoans has funded our last 3 transactions and we bring in nearly $15,000 per month!”

Douglas Peters

“We bought 3 vacation rentals over the past three year through BrightPathLoans and it has allowed us to finally pull the plug on our 9-5 jobs. Super happy with our choice to go with BPL for our lending needs as it has led to true financial independence.”

Fran Dressler

"My husband I just recieved the keys to our second Airbnb rental loan ($600,000) and we couldn't be happier. This will now allow us to take summer getaways in Honolulu and in our down time we will be making money almost effortlessley. I definitelly recommend BrightPathLoans for all your short term rental needs.”

Melinda Chen

“A few years ago, I chose a lender through a friend where I was able to make some revenue with Airbnb loan, however due to their terms my margine were mediocre. After doing my own research, I've now made BrightPathLoans as my long term lender for rental loans as they have the lowest rates and know the space well.”

Terri Sanchez

“If you are looking to do something different that is in high demand and takes much less effort than the 'daily grind' when give vacation rentals a shot. BrightPathLoans can guide you every step of the way and and give you the lowest rates and terms to give you the best chance for suceess. They made it work for us.”

Shaun Evans

"We received 2 loans from BrightPathLoans in the $300,000 range of for short term rental loans and our next one will be in California. My wife loves Napa Valley and wants to take advantage of our next Airbnb loan as regular vacation getway for the family on top of the monthly revenue we will be generating. Thanks BrightPath!”

Linda Mercury

Apply for a Short Term Rental Vacation Loan in 3 Easy Steps


Apply in Minutes

Simply fill out our online application form with basic information about the property such as purchase, location, and type of dwelling. Our friendly representatives will get back to you right away.


Upload documents

Upload a few simple document related to your financial records to your business loan specialist.


Get Funded

Receive your special short term rental loan offer from top lenders offering the current best rates and terms. Then, get your funds deposited directly to your bank account in just a few days.


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Vacation Rental (Airbnb) Loan FAQs

We know how to assess the viability of a short-term rental property, and our network of top local real estate lenders offer dedicated financing for just such investments. We make commercial lending easy, letting you find the true potential of Airbnb and short-term rentals.

BrightPathLoans' network of top local real estate lenders can quickly assess the possibility of your short term rental property and provide you with the financing you need. Short-term rental loan lending is easy with our marketplace, enabling you to potentially profit from your rental investments.

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Compared to loans for primary residences, loans for vacation homes typically have slightly higher interest rates, and lenders may require a higher credit score as well as a larger down payment. For example, a primary residence allows for down payments as low as 3% for conventional loans.
Do you have dreams of investing in a short-term rental (STR) property but don't know your financing options? Opportunities beyond the traditional bank loan DO exist to help investors like you start building or expand your portfolio of vacation rentals
A short-term rental property is one of the best ways to generate a steady income from a few hundred dollars to a few thousand dollars a month.
When it comes to tax purposes, a property can be considered a second home under two conditions: You live in it for at least 14 days each year. You live in it for 10% of the days you rent it out.
The cost of owning a second home can be significantly reduced through tax deductions on mortgage interest, property taxes, and rental expenses.
Now, all major conventional mortgage investors accept this short-term rental income. In order to qualify for short-term rental income, records like the payout history and income or host report are necessary.

Why Choose BrightPathLoans

Same-Day Approval, Next-Day Funding

Our network of top local real estate lenders will get you your funds in the shortest time possible. We use the latest technology, while ensuring we still keep that friendly customer service. Funds deposited in as little as 24 hours following approval. Apply Now

Lowest Cost

BrightPathLoans leads with a commitment to affordability, providing real estate investment solutions with exceptionally low-interest rates. All of this would not be possible without our network of top local real estate lenders and award winning customer support find you the best rates and terms available.

Simplified Process

Our end-to-end lending process, from application to approval, utilizing our network of top local real estate lenders ensures a smooth and stress-free experience. Trust BrightPathLoans for straightforward and hassle-free real estate investment solutions tailored to your needs.


BrightPathLoans excels in the private mortgage sector, offering over a decade of experience and client satisfaction. Our track record of providing 1000s of loans for all levels of real estate investment funding sets us apart from the rest.

Get Your Vacation Rental Loan Today

Our short term rental loans provided by our network of top local real estate lenders are specifically designed for purchasing single-family homes, condos, duplexes, and other VRBO, Airbnb rentals, and vacation rental properties. We offer flexible loan terms that are customized to fit your needs.

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For more information, contact one of our friendly and experienced real estate professionals today.

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